Finance 101 for the poor…

I work with the poor, I have for many years. While its emotionally rewarding work to make a difference in the lives of others, truth is I don’t make much money. Over the years many of my coworkers despite their degrees have not been much better off than the clients we serve. At one shelter …

Read more

Frugality on hold

The past couple of months, I have been diligently recording all expenditures and trying to abstain from the use of plastic including the ever faithful debit card. In the past two months  I have been working hard at seeing where my money goes. I learned that the reason my budgets always seem to never work is because I …

Read more