Hi there! My name is BGIM and I am addicted to spending money. Yeah, it sounds like I am kidding but lately as I strive to live a simpler life and get a handle on my finances, I am realizing I have a problem. For the life of me I cannot go a day without spending money. Even the days when I plan to spend it’s not uncommon for me to overspend by a good $50 to a $100.
So what am I buying? Um, food…we don’t do a great deal of eating out anymore but I am a sucker for any and all local foods and farmers markets. I average over $100 a week going to the farmers market. Then there is my coffee stops which while I drink cheaper drinks now (no $4 or 5 beverages) the fact is they add up. Despite the fact they are not daily occurences.
Then there is that thrifting habit, now this is a tricky one, having lost a lot of weight my existing wardrobe is a piece meal operation and there are still a lot of things I don’t have and only realize it when I have a meeting or conference to attend. Yet I am starting to feel, it would have been cheaper to devote $400-500 at one time and hit the outlets rather than the constant thrift shop search for clothes since $20 here and $30 here adds up.
The thing is, I am planning a few getaways to visit family and friends who I have not seen in years and now that girl child no longer goes to the insanely overpriced full-time childcare it is realistic that in the next 6 months we can visit family but only if I am not nickeling and diming our cash away.
Just today, I set aside $50 for the week (house filled with food) yet already I have spent half of that and we have a trip to the city planned later this week which will take the remaining $25. Which means either I have to spend no more money all week or go over budget.
So all you frugalistas out there…how do you not spend money? And no not leaving the house is not an option since I do have to go to work this week. I do pack water and today I even brought snacks for girl child in the car yet still spent $7 buying her and I drinks at the evil Starbucks. Somebody? Anybody? Help me! My name is BGIM and I am addicted to spending money and I need an intervention.
Happy Monday!...Read More