How Low Could you Go?

I know, I know…you are probably tired of hearing me talk about money. Well considering it’s the season when most of us lose our heads in the quest to give the best gifts we can (or cannot) afford I figure you can never talk enough about money. I have been reading this blog almost since it’s inception, […]

Saving money…let me share

Time to make a public update on my money situation. In the end, Oct was an okay month with my money, but I think I shared that recently. What I want to share is how I have started saving cash at the store, now for some of ya’ll this is kid’s play but you gotta understand […]

Financial failure

Hi there! My name is BGIM and I am addicted to spending money. Yeah, it sounds like I am kidding but lately as I strive to live a simpler life and get a handle on my finances, I am realizing I have a problem. For the life of me I cannot go a day without […]

Living Simply…what does it mean to you?

I have noticed lately that folks talk a great deal about living simply. Yet when I think about that term I wonder what the hell does that mean exactly? For some folks it means living within their financial means and not accruing debt, for others it means getting off the grid and living off the […]

Frugality on hold

The past couple of months, I have been diligently recording all expenditures and trying to abstain from the use of plastic including the ever faithful debit card. In the past two months  I have been working hard at seeing where my money goes. I learned that the reason my budgets always seem to never work is because I […]

Results from the low spend February

Thanks to the economic downturn deciding to get up close and personal with my family in the form of less work aka less money coming in, last month I decided to record every expense we made. I started last month rather excited by the challenge and half way through the month realized that this new […]

No Spend Challenge Gone Wrong

These days everyone is looking to save a buck anyway they can, which is why I was all gung-ho about doing one of the no-spend challenges that are so hot these days. If you do a quick google search you can read up on how millions of folks are committing themselves to only buying the […]

Really it’s fun

So last night I was at home chilling with some friends celebrating getting another year older and the conversation turned to the economy. Long story short, everyone at the table is feeling the pinch these days. Gone are the days of spending money without a second thought, instead its all about pinching pennies and getting […]

Simple Living, race and class

I know, the title is goofy as hell, but right now no sooner than I start feeling better my allergies decide to act up, so back to hazy head. Please bear with a sista. Anyway this is more of a rant and a chance to stop thinking about the election before I start raising my blood […]