Me and my money…what a complicated mess

Turns out that trying not to spend money is a whole lot easier said than done. So far I have gone off course though the money I set aside to save is still being saved and for me that is a step in the right direction. I decided against taking Dave Ramsey’s class since with […]

Baring my soul…my financial soul

I spend a lot of time talking about money and debt but I have never disclosed exactly how much debt I have, in part because it feels like a private matter. Yet as I start to get serious about wanting to clean my financial house up, I am struck by the fact that most folks […]

Getting serious about the cash

I vent a lot about my financial woes here at BGIM, in part because in my day to day life outside of a small handful of folks, I really don’t discuss money at least my money or lack thereof. Granted I talk a lot about class issues especially as they relate to the middle and […]

Finance 101 for the poor…

I work with the poor, I have for many years. While its emotionally rewarding work to make a difference in the lives of others, truth is I don’t make much money. Over the years many of my coworkers despite their degrees have not been much better off than the clients we serve. At one shelter […]

PSA…Real Financial Advice

Several years ago when the Spousal Unit and I started to experience a decrease in our income, for the first time in my adult life I really had to get serious about tackling our finances. I am embarrassed to admit that for many years I pretty much mimicked what I had seen with my own […]